Meridian Feature: Demand Deposit System
The McCoy Myers Deposit System provides online inquiry and memo-posting (mark-up) capabilities. Actual transaction entries are captured through the proof and items capture process and are posted through a batch update process. File maintenance activities are performed in real-time.
Features:
- Multiple DDA and saving accounts can be tied to one customer
- Mark-ups and Holds placed on accounts at the Teller level
- Mark-ups after proof closes carried to the next business day
- Automatic transfers between DDA, savings, loans, and CD accounts
- User-defined service charge routines
- "What If" routine for service charge routines
- Current and previous cycle retained for inquiry
- DDA transactions can be backdated
- Direct interface with proof machines and sorter
- Proof sequence number carried throughout the system
- Full float capture and analysis by account
- Descriptive statements describing all charges
- Overdraft protection loans
- Up to 99 statement cycles and request statements can be defined
Reports:
- Proof input edit
- NSF transaction output
- Auto-transfer output
- Automatic transfers (Sweeps)
- Manual Inputs
- Back-dated transactions
- Account analysis update
- DDA transaction journal
- DDA update totals
- Reject list
- Insufficient list
- Overdraft list
- Stop pay suspects
- Large balance lists
- MMDA excessive items list
- Inactive account activity
- Large item list
- Direct credits/debits
- Debits excess opening balance
- Service charge journal
- Officer Insufficient list
- Referral accounts
- Overdraft other
- Overdraft forcepay
- NSF transaction paid
- NSF returns
- NSF item analysis
- DDA cycle statements
- Analysis cycle print
- Analysis Summary Report
- DDA request statement
- List stop pays
- Holds
- DDA trial balance
- NOW Account trial
- Float trial
- DDA Analysis trial
Return to the Meridian Features index.
